Each example shows a complete POST /api/agents/{uuid}/log call for a real decision type, with the regulatory citations the log entry satisfies. All citations are grounded in primary sources. Copy, adapt, ship.
State insurance commissioners are conducting AI examinations now — not as a future liability. The NAIC Model Bulletin on AI Use in Insurance is active in 26+ US states. Colorado SB 21-169's December 2024 deadline has passed; carriers are producing AI governance documentation on demand. EU AI Act Annex III point 5(b) explicitly covers life and health insurance risk assessment and pricing.
// Coverage denial — event_type: "consequential" ($0.01/event)
//
// Regulatory obligations satisfied:
// NAIC Model Bulletin on AI Use in Insurance — active in 26+ US states (Q1 2026).
// Colorado SB 21-169 — December 1, 2024 compliance deadline passed;
// carriers are demonstrating compliance to state commissioners now.
// EU AI Act Annex III point 5(b) — life and health insurance risk assessment and pricing.
// Article 12 record-keeping penalty: 3% of global annual turnover or €15M (Art. 99(4)).
// Enforcement: August 2, 2026 (legally operative); December 2, 2027 proposed
// via EU Digital Omnibus (May 7, 2026, pending formal enactment). Plan for Aug 2026.
// GDPR Article 22 — right to explanation for automated decisions with legal effects.
const res = await fetch(
`https://yolo.solutions/api/agents/${AGENT_UUID}/log`,
{
method: "POST",
headers: {
"Authorization": `Bearer ${YOLO_API_KEY}`,
"Content-Type": "application/json",
},
// content_hash = SHA-256 you compute over your readable decision bundle
// (rationale, inputs, outputs). Those stay on your side; Yolo never sees them.
body: JSON.stringify({
event_type: "consequential",
content_hash: "<64-hex SHA-256 of your readable decision bundle>",
model_id: "underwriting-model-v3",
model_version: "2026-04-15-prod",
correlation_ref: "EXAMPLE-0001", // opaque; SHA-256'd server-side
}),
}
);
const { audit_id, chain_hash, content_hash, verification_url } = await res.json();
// audit_id: 8423
// verification_url: "https://yolo.solutions/verify/8423"
// content_hash: "93ca478d...<the hash you submitted, as anchored>...c56a2b0"
//
// Produce verification_url to the state insurance commissioner on demand.
// No Yolo account required to verify; no readable PII ever sent to Yolo.// Life or disability decision — event_type: "high_stakes" ($0.10/event)
// Evidence by hash manifest — the regulator/plaintiff verifies their retained copy
// against the recorded SHA-256. The document itself never leaves your systems.
const res = await fetch(
`https://yolo.solutions/api/agents/${AGENT_UUID}/log`,
{
method: "POST",
headers: {
"Authorization": `Bearer ${YOLO_API_KEY}`,
"Content-Type": "application/json",
},
body: JSON.stringify({
event_type: "high_stakes",
content_hash: "<64-hex SHA-256 of your readable decision bundle>",
model_id: "life-underwriting-v2",
model_version: "2026-03-01-prod",
evidence_manifest: [
// Hashes only — the physician report stays on your side.
{ type: "json", sha256: "<64-hex SHA-256 of the physician report>" },
],
correlation_ref: "EXAMPLE-0001",
}),
}
);
const { audit_id, content_hash, verification_url } = await res.json();
// audit_id: 8424
// verification_url: "https://yolo.solutions/verify/8424"
// content_hash: "<the hash you submitted, as anchored>"
// Any auditor verifies their copy of the evidence against the manifest SHA-256.100 consequential decisions/day + 10 high-stakes/day → ~$60/month per underwriting AI agent. Large carrier with multiple AI systems: $50K–$500K/year under enterprise contract. Insurance segment detail →
HIPAA 45 CFR §164.312(b) requires audit controls for all systems containing ePHI — a required standard, not addressable. FDA 21 CFR Part 11 §11.10(e) audit trail requirement is the most frequently cited finding in FDA 483 inspections for AI-assisted SaMD. The FDA PCCP guidance (December 2024) mandates documented records for all AI/ML model changes. EU MDR SaMD compliance deadline: August 2, 2028.
// Diagnostic AI recommendation — event_type: "high_stakes" ($0.10/event)
//
// Regulatory obligations satisfied:
// HIPAA 45 CFR §164.312(b) — audit controls (required standard, not addressable).
// 21 CFR Part 11 §11.10(e) — most frequently cited FDA 483 finding for AI-assisted SaMD.
// FDA PCCP guidance (December 2024): all AI/ML model changes require auditable records.
// EU AI Act Annex III point 5(a) — emergency dispatch triage AI (Article 12, Aug 2026*).
// EU MDR 2017/745 — SaMD Article 6(1) path; compliance deadline August 2, 2028
// (Digital Omnibus provisional, pending formal enactment).
//
// HIPAA-safe by construction: no PHI is sent to Yolo. You hash the readable decision
// and each evidence file locally; only the hashes are logged.
const res = await fetch(
`https://yolo.solutions/api/agents/${AGENT_UUID}/log`,
{
method: "POST",
headers: {
"Authorization": `Bearer ${YOLO_API_KEY}`,
"Content-Type": "application/json",
},
body: JSON.stringify({
event_type: "high_stakes",
content_hash: "<64-hex SHA-256 of your readable decision bundle>",
model_id: "ecg-stemi-detector-v4",
model_version: "2026-02-15-prod",
evidence_manifest: [
{ type: "json", sha256: "<64-hex SHA-256 of the model card / scores>" },
],
correlation_ref: "EXAMPLE-0001",
}),
}
);
const { audit_id, content_hash, verification_url } = await res.json();
// audit_id: 8425
// verification_url: "https://yolo.solutions/verify/8425"
// content_hash: "<the hash you submitted, as anchored>"
// FDA reviewers and HIPAA auditors verify via verification_url — no Yolo account,
// and no ePHI ever transmitted to Yolo.50 AI agents per health system at mixed profile → ~$54K/year. The evidence hash manifest satisfies FDA post-market surveillance documentation for AI-assisted SaMD — and the readable model card and ePHI never leave your systems. Healthcare segment detail →
MiFID II RTS 6 requires per-algorithm output records, 5-year retention under MiFIR Article 25, and microsecond timestamps for HFT — and firms must be able to reconstruct each algorithmic trading decision from the log. The ESMA Supervisory Briefing on Algorithmic Trading (February 2026, ESMA74-1505669079-10311) confirms active supervisory focus. DORA enforcement began January 17, 2025. Yolo's audit chain has no TTL — nightly Base anchor provides permanent retention.
// Algorithmic trade decision — event_type: "consequential" ($0.01/event)
//
// Regulatory obligations satisfied:
// MiFID II RTS 6 — per-algorithm output records, 5-year retention (MiFIR Article 25),
// microsecond timestamps for HFT. Firms must reconstruct each trading decision from log.
// ESMA Supervisory Briefing February 2026 (ESMA74-1505669079-10311) — active focus.
// FINRA Rule 3110 — June 2024 regulatory notice confirming AI oversight documentation.
// SR 11-7 model risk management — Fed confirmed AI/ML models in scope 2024.
// DORA — enforcement January 17, 2025; AI systems in ICT risk management framework.
//
// Retention: Yolo audit chain anchored to Base nightly — no TTL, satisfies 5-year requirement.
// Reconstruction: your retained order/decision bundle hashes to the anchored content_hash.
const res = await fetch(
`https://yolo.solutions/api/agents/${AGENT_UUID}/log`,
{
method: "POST",
headers: {
"Authorization": `Bearer ${YOLO_API_KEY}`,
"Content-Type": "application/json",
},
body: JSON.stringify({
event_type: "consequential",
content_hash: "<64-hex SHA-256 of your readable decision bundle>",
model_id: "momentum-strategy-v5",
model_version: "algo-2026-04-01",
decided_at: "2026-05-23T13:30:00.123456Z", // microsecond precision (RTS 6)
correlation_ref: "EXAMPLE-0001",
}),
}
);
const { audit_id, chain_hash, content_hash, verification_url } = await res.json();
// audit_id: 8426
// verification_url: "https://yolo.solutions/verify/8426"
// content_hash: "92cb7e77...<the hash you submitted>...d4c07499"
// Reconstruction path: content_hash → your retained trade blotter/decision bundle.
// Satisfies RTS 6 "ability to reconstruct each algorithmic trading decision."High-frequency shops generate thousands of consequential events per hour. 10K events/day → $1,000/month. Enterprise contracts available above 1M events/month. Financial AI segment detail →
DSA Article 34 requires VLOPs (45M+ EU monthly users) to conduct annual systemic risk assessments with 3-year documentation retention — active enforcement. DSA Article 37 mandates annual independent external audits; evidence must be accessible to the European Commission and national DSCs. DSA non-compliance: up to 6% of global annual turnover. UK Online Safety Act: Ofcom launched 5 enforcement programs with 21 active investigations as of May 2026.
// High-volume spam signal — event_type: "routine" ($0.0001/event)
//
// Regulatory obligations satisfied:
// EU Digital Services Act (DSA) Article 34 — annual systemic risk assessment documentation
// for VLOPs (45M+ EU monthly users). 3-year documentation retention required.
// DSA penalty for VLOPs: up to 6% of global annual turnover.
// UK Online Safety Act — Ofcom enforcement began 2025; Ofcom launched 5 enforcement
// programs, 21 investigations as of May 2026.
//
// At 100M routine decisions/day: $10,000/day — contact agents@yolo.solutions for bulk rates.
const res = await fetch(
`https://yolo.solutions/api/agents/${AGENT_UUID}/log`,
{
method: "POST",
headers: {
"Authorization": `Bearer ${YOLO_API_KEY}`,
"Content-Type": "application/json",
},
body: JSON.stringify({
event_type: "routine",
content_hash: "<64-hex SHA-256 of your readable decision bundle>",
model_id: "spam-classifier-v8",
model_version: "2026-05-01-prod",
correlation_ref: "EXAMPLE-0001",
}),
}
);
const { audit_id, content_hash, verification_url } = await res.json();
// audit_id: 8427
// verification_url: "https://yolo.solutions/verify/8427"// Enforcement action — event_type: "consequential" ($0.01/event)
//
// DSA Article 37 — VLOPs subject to annual independent external audits.
// Audit evidence: chain of every enforcement action, 3-year retention,
// accessible to European Commission and national Digital Services Coordinators.
// DSA Article 17 — users must be notified of enforcement decisions with reasons.
// verification_url in response satisfies the "accessible explanation" requirement.
const res = await fetch(
`https://yolo.solutions/api/agents/${AGENT_UUID}/log`,
{
method: "POST",
headers: {
"Authorization": `Bearer ${YOLO_API_KEY}`,
"Content-Type": "application/json",
},
body: JSON.stringify({
event_type: "consequential",
content_hash: "<64-hex SHA-256 of your readable decision bundle>",
model_id: "cib-detector-v3",
model_version: "2026-04-20-prod",
correlation_ref: "EXAMPLE-0001",
}),
}
);
const { audit_id, content_hash, verification_url } = await res.json();
// audit_id: 8428
// verification_url: "https://yolo.solutions/verify/8428"
// Present verification_url to the user at appeal — independent of the platform's own logs.
// DSA auditor requests the chain for this account cluster: hash-linked, 3-year retention.100M routine + 1M consequential decisions/day → $20,000/day ($7.3M/year). DSA audit evidence is the purchasing trigger — not a future obligation. Content moderation segment detail →
EU AI Act Annex III point 5 explicitly covers AI systems making benefits eligibility determinations, creditworthiness decisions, and emergency dispatch triage. Article 12 record-keeping penalty: 3% of global annual turnover or €15M under Article 99(4). GDPR Article 22 grants EU data subjects the right to human review of solely automated decisions with legal effects — the verification_url in Yolo's response satisfies the "meaningful information" requirement at contest. Enforcement: August 2, 2026 (legally operative); public authority deployers provisionally extended to August 2, 2030 under Digital Omnibus (pending enactment). AI system providers supplying government deployments face the 2026 date.
// Benefits denial — event_type: "high_stakes" ($0.10/event)
//
// Regulatory obligations satisfied:
// EU AI Act Annex III point 5 — access to essential services (benefits eligibility
// AI is Annex III high-risk by explicit classification).
// Article 12 record-keeping: 3% of global annual turnover or €15M (Art. 99(4)).
// General enforcement: August 2, 2026 (legally operative).
// Public authority deployers: August 2, 2030 (EU Digital Omnibus provisional,
// May 7, 2026, pending formal enactment). Plan for 2026 for AI providers.
// GDPR Article 22 — right to human review of solely automated decisions with legal effects.
// verification_url satisfies the "meaningful information" requirement on contest.
//
// Evidence by hash manifest — the appeals tribunal verifies the agency's retained
// domain scores against the recorded SHA-256, without trusting the agency's records.
const res = await fetch(
`https://yolo.solutions/api/agents/${AGENT_UUID}/log`,
{
method: "POST",
headers: {
"Authorization": `Bearer ${YOLO_API_KEY}`,
"Content-Type": "application/json",
},
body: JSON.stringify({
event_type: "high_stakes",
content_hash: "<64-hex SHA-256 of your readable decision bundle>",
model_id: "disability-assessment-v3",
model_version: "2026-04-01-prod",
evidence_manifest: [
{ type: "json", sha256: "<64-hex SHA-256 of the domain scores>" },
],
correlation_ref: "EXAMPLE-0001",
}),
}
);
const { audit_id, content_hash, verification_url } = await res.json();
// audit_id: 8429
// verification_url: "https://yolo.solutions/verify/8429"
// content_hash: "<the hash you submitted, as anchored>"
// Give verification_url to the applicant at time of denial — satisfies GDPR Article 22.$1M–$50M/year per agency under enterprise contracts. Procurement cycles are 18–36 months — position now for inbound demand when August 2026 enforcement date creates urgency. Government segment detail →
The verification_url in every response is a public page that shows the full chain entry — content hash, chain hash, preceding entry, and the nightly Merkle anchor transaction on Base. No Yolo account required to view. Any regulator, auditor, plaintiff, or counterparty can verify independently.
Example: https://yolo.solutions/verify/8423 — shows the coverage denial entry from Reference 1 above with its full chain linkage. High-stakes entries carry an evidence hash manifest — anyone can verify their retained copy of the evidence against the recorded SHA-256, with no readable PII held by Yolo.
All regulatory citations in these examples are verified against primary sources. EU AI Act: Annex III categories from the official service desk (ai-act-service-desk.ec.europa.eu). Enforcement dates: August 2, 2026 (legally operative); December 2, 2027 proposed for standalone Annex III systems via EU Digital Omnibus (May 7, 2026), pending formal enactment. Penalties: 3% of global annual turnover or €15M under Article 99(4) for Article 12 violations.
ALL 18 SEGMENT PAGES →FULL API REFERENCE →API keys, volume pricing, and enterprise onboarding.
agents@yolo.solutions